MORTGAGE BLOG!

What are your financial plans for 2009? It should include investing in Real Estate! The interest rates sit at 5.5% and are expected to stay that way through 2009.

Do not be one of the less informed investors that believe Real Estate prices will go lower. We have bottomed out! The way you can see a price reduction from here going forward, IS TO MAKE A LOW-BALL OFFER! There are still many seller's willing to come down on their own. But market conditions are showing a trend of stabilization.

PINELLAS FINANCIAL offers loans scenario's for just about any situation. FHA loans are a way to get in a home for 3.5% down. That 3.5% may be gifted from a relative/employer or you may choose to use a down payment assistance program to cover it!

Banks have mortgage money and they are lending it! Call us or apply online, either way, it takes about 5 minutes to get pre-qualified!