Hello, I'm Terry Sanchez and welcome to PINELLAS FINANCIAL! Bookmark us now! We are a Full Service Mortgage Broker located in beautiful Clearwater, Florida! This site was created to assist you with your Mortgage needs on that Florida dream home or business! 

We offer a full spectrum of mortgage products including; No down payment programs, Jumbo financing, Investor financing, Commercial loans and mortgage programs for all types of credit. Your new Florida home, townhome, condominium, investment property or business is closer than you think! Home prices are down and so are interest rates! We work all over the state of Florida including Clearwater, Florida or any of our surrounding area, including all of our beautiful Pinellas County, Florida Beach communities!

Are you a first-time homebuyer or need help with down payment? We have down payment assistance and no down payment programs! All to help you get the mortgage that is right for you and "unlock" the door to a new home in Florida!

Apply Online - Same Day Approval!     Current Mortgage Interest Rates     

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THERE IS NO SUBSTITUTE FOR EXPERIENCE!

With over 15 years experience in the mortgage industry, we are your reliable source in Florida for mortgage questions and solutions. 

Be sure and check out current mortgage interest rates with the button above that say's, "Shop Today's Rates". 

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TESTIMONIALS

My family and I want to thank you for the tremendous effort on your part to help us buy our dream home. We were told that buying a home is a very stressful experience. I am glad to say that is not "our" experience. You stayed in contact with us through all stages of the loan process and we felt at ease all the way to closing. I would highly recommend PINELLAS FINANCIAL to anyone!

The Boudreaux Family - Seminole, Florida 

Thank you PINELLAS FINANCIAL! During my 25 years as a Realtor, I have never worked with such a high level of commitment and professionalism from the lender. Your mentoring and dedication to your work made for a flawless transaction. I will always refer my clients to you.

Mary Gador - Realtor - GRI, CRS, ePro 

Contact us for answers to any questions concerning your new Florida Mortgage or Florida Refinance! Remember that PINELLAS FINANCIAL is the Premier Mortgage Broker in Clearwater, Florida and all of our beautiful state!Same Day Approval!

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Financial news of the day
 
Falling home prices: The silver lining
8/19/2008 4:34 PM
Home prices continue to tumble across the country, making homes more affordable in most U.S. cities, according to a new report released Tuesday.

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Stocks slide for 2nd day
8/19/2008 4:44 PM
Stocks slumped Tuesday, falling for the second session in a row, as oil prices rose, retailers' earnings disappointed and reports showed falling homebuilding activity and rising inflation.

......

 
Millionaires in the making: The Rodrigueses
8/18/2008 8:46 AM
John and Gina Rodrigues have always been good with numbers. John is a software engineer who manages a team at Microsoft, and Gina spent years processing mortgages at Wells Fargo and Countrywide Home Loans. But the numbers they are especially good at are the kind with dollar signs in front of them.

Hewlett-Packard beats expectations

8/19/2008 4:22 PM
Read full story for latest details.

......

 
Riding the money train
8/19/2008 2:07 PM
High energy prices have started to put a dent in corporate profits. But surprisingly, one industry that relies heavily on oil has not been hurt: the railroads. Most of the nation's top railroad companies have chugged along with strong sales and earnings increases in 2008, their results stoked by rising demand for transporting food and coal.

 
Oil up on expected drop in gas supply
8/19/2008 1:54 PM
Oil prices bounced back Tuesday as the dollar weakened and investors worried that a predicted fall in gasoline supplies could cause refineries to step up crude use.

......

 
Wall Street, meet small street
8/19/2008 1:41 PM
Storm-tossed financial firms are throwing their treasures overboard just to stay afloat.

......

 
Sallie Mae spent $640K lobbying Uncle Sam
8/19/2008 2:02 PM
Read full story for latest details.

......

 
Home building at 17-year low
8/19/2008 10:33 AM
Home building fell sharply in July to a 17-year low, according to government readings released Tuesday that offered fresh signs that the battered real estate market has yet to hit bottom.

......

 
What every investor should know
8/17/2008 7:09 AM
I'm retiring and will soon be headed to Oxford University to begin my second act. So this will be my last column for Money. At a time like this, it's only natural to look back at one's career. So I've been reviewing my articles of the past 23 years to see where I've been right and where I've been wrong - and why.

Financial news of the day
 
Fay weakening over east Florida
8/19/2008 8:59 PM
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Fay batters the Lake Okeechobee area
8/19/2008 8:59 PM
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Huge tree topples on south Florida home
8/19/2008 8:59 PM
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Sailors hit by storms as they try to outrun Fay
8/19/2008 8:59 PM
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Fundraiser to be held for attack victims
8/19/2008 8:59 PM
......
 
Stocks slide for 2nd day
8/19/2008 8:59 PM
High oil prices, weak retail sales, a drop in homebuilding and a spike in wholesale inflation add to fears about how a spending recession will hit the already-strapped economy.

 
Tolls statewide to be reinstated
8/19/2008 8:59 PM
Tolls suspended during Tropical Storm Fay voluntary evacuations will be reinstated
 
College presidents seek debate on drinking age
8/19/2008 8:59 PM
College presidents from some of the nation's best-known universities are calling on lawmakers to consider lowering the drinking age.
 
Dr. Delay: The Little Old Lady From Pasadena
8/19/2008 8:59 PM
The challenges of sharing the roadway with some elderly drivers
8/19/2008 8:59 PM
......


Financial news of the day
 
A financial primer for Gen Y
7/23/2008 11:06 AM
Gen Y seems like a savvy and entrepreneurial generation that can capitalize on what it already knows to get ahead. Here's how to get started.
 
Self-help guide for consumers
7/16/2008 10:21 AM
Homeowners, savers and investors shouldn't feel bad if they are confused by the trend of banks collapsing. It's obvious the experts are confused, too.
 
Marriage and money
7/10/2008 10:20 AM
How you handle money at the beginning of your marriage can have an enormous impact on the rest of your lives together. Or your lives not together.
 
Tips for retirement home buyers
7/2/2008 1:51 PM
Real estate prices have taken a tumble in the most favored vacation and retirement home markets, making it tempting for buyers scouting for getaways.
 
Keep watch on your credit file
6/25/2008 11:02 AM
There are easy, genuinely free ways to stay on top of your credit files and use them to save money. Here's what you need to know to do that.
 
Sending your money abroad
6/18/2008 10:37 AM
You might not be able to afford an international vacation this summer, but you may want to consider sending some of your money overseas.
 
Tapping home equity for no-debt cash
6/11/2008 1:09 PM
Several new products offer to replace interest payments and high reverse mortgage costs with an unknown share of future profits on the sale of a home. What's the catch?
 
Desperate times require sensible measures
6/4/2008 10:30 AM
The economy is in a bad place and people are casting about, sometimes desperately, for ways to ease the crunch.
 
Beat the high cost of summer
5/28/2008 1:44 PM
Happily, there are ways to get the best out of summer without swimming into a deeper debt hole. Here are some summer savings tips.
 
Don't worry, be savvy
5/21/2008 11:23 AM
People are worried about job loss, debt, rising prices and not being able to sustain their retirement. Here's how to quiet that whiny voice in your head.


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